Hannibal is at the gates and our kids are out in the fields!!!!!! But cant Hannibal be be befriended? Sounds like a fairy tale story but when you consider how sedentary regulation is and its sanctified and often abused position then everything comes together.
Regulation always plays catch-up to science and technology and in the now regulation finds itself totally impeding life and progress. And in trying to adapt regulation is trying to get in bed with innovators and for us we had to crawl to regulators inorder for us to survive-locally we are leading Tech players, facing a moribund and disjointed Regulatory bodies. Its a head ache.
It was a logical path coming here albeit unplanned, if you are building virtual banking systems you end up contending with issues some of which are no-brainers. e.g You cannot have a digital banking platform that captures data using paper and pen and spreadsheets. But in a highly regulated and policed environment you will find a regulator who tries to explain the form your solution should have taken. And you are not sure if that is a legal requirement or a personal suggestion( And sometimes the lines are blurred).